I got a shingles shot a couple of years ago, and it was covered by insurance.

My understanding of it, Frinkie, is that even if you DO get shingles after having had the shot, you would get a much milder case of it.  Since shingles can be excrutiatingly painful (one man I know was forced onto disability by it), it is probably worth it even if you have to pay for it yourself.

Ruth